Lawyers Helping Pennsylvania Clients File for Chapter 13 Bankruptcy
Financial difficulties can arise in the aftermath of a serious injury, illness, divorce, layoff or a multitude of other life experiences. At Brant & Associates, P.C., we understand that even the most hard-working, finance-oriented people can find themselves in a situation where they have fallen behind on mortgage payments and other debts. Even when regular income is restored and monthly expenses can be maintained, it can be seemingly impossible to catch up on the vicious cycle of overdue payments, default interest and penalty fees.
Overcome debt and regain control — Learn how an experienced Canonsburg Chapter 13 Bankruptcy lawyer at Brant & Associates, P.C. can help you consolidate debt and regain control of your finances in a Chapter 13 Bankruptcy proceeding. Call 724-749-5215 or toll free at 888-341-9783.
Chapter 13 Bankruptcy: Debt Repayment Plan
Chapter 13 Bankruptcy can immediately stop foreclosure, property repossessions and all other debt collection efforts, including creditor harassment. While Chapter 7 Bankruptcy involves asset liquidation and debt discharge, Chapter 13 Bankruptcy involves a consolidation of debt into a manageable three- to five-year repayment plan. This allows the debtor to:
- Maintain current living expenses while repaying debt
- Avoid accruing additional default interest or penalties during repayment period
- Make one manageable monthly payment to a Bankruptcy trustee, rather than attempting to make several monthly payments to several creditors
- Avoid losing a home in foreclosure
- Keep unsecured and secured assets
Following the changes in Bankruptcy laws in 2005, many people developed misconceptions about Bankruptcy, including misconceptions surrounding Bankruptcy eligibility. While the Bankruptcy means test may preclude certain petitioners from filing for Chapter 7 Bankruptcy, many of these individuals are still eligible for Bankruptcy protections under Chapter 13 of the Bankruptcy Code. At Brant & Associates, P.C., we help dispel Bankruptcy myths and set them on the right track to financial freedom.
Chapter 13 Bankruptcy Forms
In order to make the most of your initial consultation, please view our Bankruptcy Questionnaire and bring it with you to your initial appointment. Additional Bankruptcy documents:
Contact a Robinson Township Debt Consolidation Lawyer
If you have questions about your Bankruptcy options or would like to learn more about filing for Chapter 13 Bankruptcy, talk with an experienced attorney at Brant & Associates, P.C. Contact us by calling 724-749-5215 or toll free at 888-341-9783. Brant & Associates, P.C. is located south of downtown Pittsburgh, in the Southpointe complex in Canonsburg, Pennsylvania.
